My father is turning 65 next year and he is bewildered about how to navigate the world of Medicare. The mail box is filled with pitches with insurance companies offering to be your best buddy if you sign up for the year with them, but my father does intend to work until 67 or until his body says the show is over so he is reluctant to sign up for Medicare Part C or D.
I wish there was something well done for the people who do not want to utilize computers to find out what is the right Medicare combination that would fit them well.
I know the Wiley Company has one about Medicare Part D, but maybe a Medicare for Dummies that covers the spectrum of Medicare plans might be a good idea. Pack the book with an interactive program people can fire up on their mac or pc made with Adobe AIR and we could get something that might sell big copies since many baby boomers are entering the system and would help make it better for those individuals.
Common questions should be answered such as:
If I am currently working, do I still need to sign up?
What do Medicare Advantage plans (Part C) offer and how do they differ from each other?
Will I owe any extra money if I am still working if I enroll for Medicare Part A, while I am still working?
Medicare Open Enrollment More Critical Than Ever This Year
Open enrollment for 2011 Medicare coverage has begun, and the annual ritual is critical for Medicare recipients this year with the changes brought about by the Affordable Care Act.
Those positive changes make Medicare much stronger, while providing important new benefits beginning in January 2011: free annual wellness visits, free recommended preventative services like mammograms and colonoscopies, and a 50 percent discount on brand-name prescription drugs for seniors who fall into the so-called “donut hole” with their annual drug purchases.
For those already on Medicare or those newly eligible, open enrollment lasts almost a full seven weeks this year, from November 15 through December 31, 2010.
“These new benefits make this year’s Medicare Open Enrollment Period especially important. Those enrolled in Medicare can think of the Open Enrollment Period as a yearly coverage ‘check-up,’” said US Department of Health and Human Services Secretary Kathleen Sebelius in a department news release. “It is important for people with Medicare to look closely at their plan, look at the options available to them, consider their health status, and find what works for them.”
Continue reading A Word About Medicare Coverage from Sen. McLeod